We Answer Your Questions
What does this site offer?
A short-term loan is a beneficial service that allows consumers to borrow up to $1,500 without credit checks or required collateral. They are geared towards those who need money before their next paycheck to cover unexpected expenses or to avoid late payment fees or penalties. We have established a network of some of the most trusted lenders in the business and can pair you with the one that can best meet your specific needs. This referral service is completely free, so there is nothing to lose! There is no commitment until you begin working with a specific provider, so you can take some time to see if this is for you.What do I need in order to qualify?
Each lender we work with will have their own specific set of qualification standards and requirements, but here are some of the more common ones:
- Applicants must receive a valid source of income from employment or benefits
- Your monthly income must be at least $1000 or more
- Borrower must have a checking or savings account that accepts direct deposit
- Applicants must be U.S. citizens age 18 or older to qualify
You can expect to see the money in your account shortly after you sign the agreement with your lender. This is not to be confused with the initial application process you begin on this site. If you have any questions about loan processing times, it is a good idea to discuss this with the provider before you agree to the terms and conditions.Can I still qualify with bad credit or past bankruptcies?
Thankfully, most short-term lenders are not concerned with your financial past. Your paycheck acts as collateral so you don't have to worry about the qualification process.Do I have to have direct deposit in order to get money?
Almost every online lender requires direct deposit so they can securely transfer the funds into your account.Are there risks with online borrowing?
We only work with reputable companies that have your best interests in mind. Furthermore, our form is secure so you don't have to worry about signing up for service!